You think you have it tough. How about banks? People are worried about nationalization. What’s the worry? Banks aren’t lending anyway.
Zopa is. It’s a bank that could exist only on the Internet. Normal people putting up money for normal people interested in borrowing. And “over the last 12 months our lenders have made an annual return of 9.1%.”
Hmm. Bank of America, meet the bank of the future.

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